Consumer Loans

Loan Application

Red River State Bank is ready to help you meet your financial goals. We offer a complete line of consumer loans that fit any particular need. It's easy to apply. Ask to speak to one of our loan officers.

Don't forget you can enjoy a lower rate when you have payments deducted automatically from your Red River State Bank checking or savings account.

Ready Reserves
Overdraft protection for your checking account. We will automatically transfer available funds to cover your transaction if you don’t have enough money in your checking account.

Auto, Boat, and Other Secured Loans  
We offer competitive rates and terms for secured loans. Secured loans are usually designed for specific purchases such as a purchasing a car, truck, boat or recreational vehicle. These loans assure you of a predictable monthly payment to make budgeting simpler.

Recreational Vehicle/Camper Loans
When you're looking to purchase or refinance your RV or Camper speak to one of our loan officers about our competitve rates and terms to fit your budget. 

Home Loans 
Whether you are buying a new home, refinancing your present home or building a new home, we can offer competitive rates and have the flexibility to tailor a loan just for you. We service your loan locally. This means you can always count on a familiar face to answers any questions you may have.  In addition to traditional mortgage loans, Red River State Bank offers Home Equity Loans and Home Equity Lines of Credit including both fixed rate term loans and revolving lines of credit. With our low, competitive rates, these are perfect for home improvement, construction or whatever your needs. We'll help you with the loan that is right for you.  

Interest may be tax deductible (consult your tax advisor for deductibility).